Archive for October, 2008

I have a lot of debt and I am in need of advice?

andrew_sarah02 asked: I have about 15k in credit card debt, 10k in personal debt, and 35k in a student loan. I am overwhelmed with payments!!!
I have heard debt consolidation is a really bad idea. But i am seeing no other alternatives. any suggestions???

in debt-need to re-establish credit. what can i do?

kburgess612 asked: i re-established credit and did great. now i seem to be back in the hole again. i apply for a bigger amount so i can put all the debt into one but i do not get approved due to applying so much and because of the previous delinquencies. the delinquencies always get paid [...]

Where can I get a good low interest personal loan(unsecured) for debt consolidation?

Tracy J asked: I need to pay off like 5 credit cards,and 2 personal loans. I am just trying to put it all together and lower my monthly payment. Please help me with this.I have pretty good credit i guess but alot of inquiries because 2 car dealerships shotgunned my credit report around.
Please no [...]

What will they do if I stop paying my Credit Card bills?

MacDaddyBoss asked: We just found out today that our plant is closing in January and there aren’t many other jobs around. My credit cards are in a debt consolidation program now and have been for a year, but I still owe about $9000 between the three of them. When my job ends I wont be [...]