Archive for January, 2009
How do I know if the debt settlement company I’m working with is competent?
Bob M asked: I’m so worried about getting screwed by an incompetent company. Also, I checked with Debtmerica and they’re trying to charge me a 15% fee to do the debt negotiation. I’ve checked with a few other places too and somebody recommended going with an attorney-based debt settlement company to get [...]
Does anybody have 2000 dolllars I can borrow? I will pay back 2600 with my tax return, 100 a month til then?
pykelad asked: I’ts for debt consolidation, my credit card debt monthly payments are really holding me back, I tried debt management but the monthly payments were just too much. I have a good job and I always get a huge tax return so if anyone could help me out that would be awesome, just rember [...]
What is the benefit of using debt consolidation for credit card debt? ?
Nik asked: What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower payoff/settlement amount, or to use a debt consolidation company? If I negotiate with the credit cards directly, will that be considered [...]
Bank loan or debt consolidation program for credit card payoff?
honhill asked: Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats [...]