1. ) Don’t close your old or unused credit card account. Your credit score can lower by doing so. Remember that if you do need to close a report, try to do a recent one instead of your older accounts. Credit repair doesn’t mean you have to close all your credit accounts down.
Don’t miss your bill payments. Missing payments, or paying late, will lower your credit score. Never miss a payment since you can’t make up payments, or remove it from your history.
Don’t charge credit cards when you know you won’t be able to pay. If you don’t have the money, don’t buy the item. Debt will just accumulate until you are in deep distress.
Don’t let your debt get so bad that you get on the call list. Debt collection agencies become the owner of the debt, and this shows up negatively on your credit score. Make plans for credit repair now instead of waiting until it gets bad enough to be put through a collections agency.
Don’t pile up charges all over the place. This can affect your credit score more than just running up credit with one credit card. This shows up as negative because you look like you’re desperate.
Use your credit. Don’t avoid using your credit cards. If you don’t use your credit you will not have a high credit score. This can affect your chances of having a good loan approved in the future.
Small debt is just as important as big debt. If you have old fees, like an old fine from blockbuster, that will still show up on your credit report. Even the smallest debt can still negatively affect your credit score, and continue to keep it low because it is not paid off.
Don’t give up on credit repair. Even if you have a bad credit score you can still correct the problem. It may take a lot of time and effort, but the results will be worth it.
Nitro Credit specializes in credit repair, credit help, increasing your credit score, and credit restoration. We ensure you have a clean slate and the confidence of good credit.